Before You Begin

Terms of Use & Disclaimer

Please read and acknowledge the following before using the Medicare Decision Guide.

The Medicare Decision Guide is an interactive educational tool created by Kelly Hood, licensed independent agent of AmeriLife of Polk County LLC. By proceeding, you acknowledge the following terms.
📋 Not an Official Medicare Resource
Not affiliated with any government agency. Verify at medicare.gov or 1-800-MEDICARE.
⚠️ Information May Change
Medicare rules change regularly. Guidelines reflect 2025–2026. Verify with official sources.
🎓 Educational Purpose Only
Educational use only. Not legal or insurance advice.
🤝 No Professional Relationship
Creates no professional relationship with AmeriLife of Polk County LLC. No enrollment is initiated.
🔒 No Data Collected
No personal data collected. Answers are session-only and not retained.
⚕️ Individual Situations Vary
Medicare is highly individual. Consult a licensed professional before enrolling.
📞 Consult a Licensed Professional
Licensed agents in Highlands, Hardee, Polk & Okeechobee, FL. Free consultations available.
📌 Official Resources
medicare.gov
Plan comparison & enrollment
1-800-633-4227
Medicare helpline 24/7
ssa.gov
Work records & enrollment
1-800-772-1213
SSA helpline
I have read and understand these terms. I acknowledge this tool is for educational purposes only and does not create any professional relationship. I will consult a licensed professional before making Medicare enrollment decisions.
Kelly Hood, Licensed Independent Agent · AmeriLife of Polk County LLC
Polk · Highlands · Hardee · Okeechobee Counties, Florida · No personal data collected

Kelly Hood is a licensed independent representative with AmeriLife of Polk County, LLC. I am not affiliated with Medicare or the federal government, and I am not affiliated with the Social Security Administration. As an independent representative I work with many different plans in your area; plans can be area-specific, so it is important to consult with a professional for advice. You can also contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. This is not a solicitation of insurance — it is intended to disseminate important information.

Privacy Policy · SMS Terms & Conditions